The government of Haryana provide insurance cover and financial benefits to farmers through implementing the Pradhan Mantri Fasal Bima Yojana in the state. The government provide insurance cover and financial help to farmers at the time of crop damage, natural calamities, pests and diseases.
This scheme will covered Bajra, Maize, Paddy and Cotton during Kharif crop and Gram, Mustard, Wheat and Barley during Rabi crops. Pradhan Mantri Fasal Bima Yojana will operate it functions according to principles of Area Approach in insurance units and this insurance units will also be the revenue estate.
This scheme will be implemented in every district of the state on cluster approach. In First Cluster Punchkula, Rewari, Sirsa, Bhivani, Faridabad, Kurukshetra and Kaithal, in Second Cluster Jind, Ambala, Karnal, Hisar, Sonipat Gurgaon and Mahendergarh, in Third Cluster Mewat, Palwal, Panipat, Fatehabad, Rohtak, Yamunanagar and Jhajjar.
Farmers will pay insurance premium 2% on Kharif crop and 1.5% on Rabi crops under the Pradhan Mantri Fasal Bima Yojana. This scheme help the farmers and provide many benefits to them for better result of crops.
The agencies which are implemented in the Padhan Mantri Fasal Bima Yojana are Reliance General Insurance Company Ltd. In Fist Cluster, Bajaj Allianz General Insurance Company Ltd. in Second Cluster and ICICI Lombard General Insurance Company Ltd. in Third Cluster.
O P Dhankar Agriculture Minister Of Haryana said that they have get permission from the central government to set up their own corporation for implementation of Pradhan Mantri Fasal Bima Yojana. the Central government given Rs. 300 crore for PMFBY scheme.
This scheme covered about 16.7 lac farmers in 2011 and 2.14 lac farmers were covered by Modified National Agriculture Insurance scheme in year 2013 in kharif crops.
In the last year the government paid Rs. 1,092 crore for the farmers as compensation for damage of Mustard and Wheat crops. The government also will also give Rs. 967 crore to farmers for damage of cotton.
The government of Haryana provide many facilities to farmers like insurance cover and other financial helps under the Pradhan Mantri Fasal Bima Yojana. The farmers of Haryana get easily compensation in this scheme.
How to Apply for PMFBY
The interested farmers registered them self under Pradhan Mantri Fasal Bima Yojana by log on to official website of the scheme. Fill all necessary details in the application form and also fill his bank account detail to receive insurance amount directly in your bank account and submit the application form. After submitting the form they provide an application number to you through which they can track or print their application in future.
The government also provide an PMFBY App to farmers of Haryana to get more information about the scheme.